Newport Beach, CA, 27 July 2021, ZEXPRWIRE, Within California — and across the United States — it is against the law to operate a motor vehicle without a valid license. Because of this, those who have been injured in a car crash but with an expired license often are unsure about seeking compensation.
Can insurance companies deny my claim?
Due to California being an “at-fault” state, the individual who is found to be at fault for the accident is the one who is held liable for the damage caused. If it was another driver who caused the accident, you can file a claim against their insurance policy for damages such as medical expenses.
In these situations, the insurance company of the other party could argue that you shouldn’t have been driving in the absence of a license. This may be used by them as a method to deny you full compensation. It is important that you connect with an experienced Newport Beach car accident lawyer who can help you navigate these circumstances.
As long as you and your lawyer can prove that the accident was caused by the negligence of the other party, not having a valid license can not be a justification for denying you the compensation you deserve.
What happens if you are “at-fault”?
The situation changes if you were the party who was at fault for the accident. If it was entirely caused by you, it is likely that you will not be able to file an insurance claim against the other party. Despite this, if you are only partially to blame, you may still be able to receive compensation to cover your damages (a percentage will just be subtracted that recognizes your part in the accident).
Shared liability can be a basis for the insurance company to claim that you were not eligible to drive a vehicle due to not having a license at the time. This can complicate the procedure, which is why it is crucial to call upon a knowledgeable attorney that can refute these claims with informed arguments (such as intent to renew or a lack of other traffic related problems on your record).
Connect with a quality car accident lawyer today
With the different factors that come into play regarding a California personal injury/car accident case, it is important that you call upon a high quality law firm that has the resources and experience needed to help you win your case. A Newport Beach car accident lawyer can work with you to answer your questions and figure out solutions to problems (such as not having a valid license at the time of the crash) so that you don’t have to worry. Connect with a great Newport Beach car accident lawyer today!
Organization: Younglove Law Group
Website URL: https://ylginjury.com
Name: Philip Younglove
Email Address:[email protected]
Address: 17 Corporate Plaza Drive, Suite 407, Newport Beach, CA 92660